car question?

khristial

how much is a 2002 mazda 626 es worth?
hey baby girl how bout i come and beat your ass. idiot

Answer
Go to the Kelly Bluebook site...you can put in all the personal info on the car, and they will give you an estimated value for free...for a more accurate price, you will need the VIN #...

How many doors does it have? Has it been in any accidents? What is the interior/exterior condition of the car?

Baby girl has a definite problem, and I just told her about it via email...if you go and look at her answers, that is what she puts as most of them...she needs to get a life!

Is this a craigslist car scam?

Rachel305

so i was on craigslist today looking for a car that has a reasonable price cause im tight on money i just had a baby last month and im also not working now cause i have to take care of my son or noone else will... well the point is that i ran into this ad on craigslist it said that they had a 2005 acura tl for only $2799 so i emailed the person asking them a few questions about the car and this is the email i got back from them (well her, she claims to be a woman, and lives in atlanta georgia and shes selling the car supposively cause she divorced her husand and the car brings back too many memories) please tell me is this a scam?

please read the email:

Hello. I want to thank you for the interest you have shown in my car. I'll to start off by telling you that I'm from Atlanta, GA, I'm 33 yrs old, one child and was married for 6 years when my husband told me he wanted a divorce. I want to sell my car as soon as possible because it connects me to many memories of him. The final price for the car is $2,799, I'm pretty sure it is a reasonable price and i want to let you know that I didn't drive it much and when I did, i kept it clean and never had any accidents with it. The engine it is running in perfect condition, the exterior it has no scratches or any flaws of any kind.
Year: 2005 Mileage: 75,208 miles VIN: 19UUA662X5A031740 Exterior color: White Transmission: Automatic
MPG: Great gas mileage: Highway - 34 MPG, City - 28 MPG, Combined - 31 MPG (*Fuel economy.gov). Perfect for the city.
Oil was changed every 3,000k miles. Transmission was serviced aprox 2 oil changes ago and is in perfect condition. Tires were replaced about 8 months ago. Tires are only 10% used.


The price, $2,799, it is including title transfer. I have worked a lot with eBay so I'm going to sell my car through them. It's the only thing that i can put my trust into, 100%. Let me explain you how it works, if you are not popular with this process. First of all I will be needing the following details from you: your Full Name, your Address and your Phone Number. After I will receive the details from you, I will forward them to eBay. They will process your info and send both of us an invoice. The invoice will come to you with the details on how to make a refundable payment. As soon as you send the money and fax the payment information to eBay, i will receive an email with the payment confirmation in order to ship you the car. You will receive the car in 3-4 working days and you will have 5 days to test and verify it. As you can see, you will receive the car BEFORE any money is released to me. If, for some reason, you disagree with the car it will be shipped back to me on MY EXPENSE and eBay will send your money back. You will receive the title of the car with the car, with your name on it. I have a free Carfax if you want to take a look, copy of the original title of the car and eBay car inspection.
I hope things are clear for you of the process it is working and I'm waiting for your email.
Here are some pics of my car:

the pictures were never really there anyways i tried downloading them and when i did they never showed up.
thanks everyone! im def NOT buying this

Answer
100% scam.

There is no car.

There are stolen pictures of someone else's car.

There is only a scammer trying to steal your hard-earned money.

The next email will be from another of the scammer's fake names and free email addresses pretending to be the "eBay car shipping company/agent" and will demand you pay for "shipping costs", in cash, and only by Western Union or moneygram.

Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.

Now that you have responded to a scammer, you are on his 'potential sucker' list, he will try again to separate you from your cash. He will send you more emails from his other free email addresses using another of his fake names with all kinds of stories of great jobs, lottery winnings, millions in the bank and desperate, lonely, sexy singles. He will sell your email address to all his scamming buddies who will also send you dozens of fake emails all with the exact same goal, you sending them your cash via Western Union or moneygram.

You could post up the email address and the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information.

Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don't bother to tell him that you know he is a scammer, it isn't worth your effort. He has one job in life, convincing victims to send him their hard-earned cash.

Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.

If you google "fake car shipping scam", "western union shipping fraud" or something similar you will find hundreds of posts of victims and near victims of this type of scam.

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Has competition helped make health care affordable in the US?

Nobody

According to Paul Ryan,Republican VP candidate,Medicare needs some competition in the form of private insurers to keep it from going bankrupt. I have not used Medicare yet,but I have plenty of experience with competitive insurance,and all I have seen is costs going through the roof. What do you think?

http://news.yahoo.com/paul-ryan-seniors-medicare-going-bankrupt-competition-answer-213737478.html
Some answers here suggest elimination of insurance,at least the government sponsored kind,would solve the cost problem. But many other countries have government sponsored health insurance plans with mandates and their costs are much lower than in the US. What gives? Why is the US in such a quandary about this issue? Are we really this dense,or is the problem so out of hand that it is unsolvable now?

Answer
The health care industry in the US is broken. Health care spending has risen from 5.2% of GDP in 1960 to 16% in 2007 and is still rising. Switzerland is 2nd, spending around 11% of GDP. No healthy industry behaves that way. A healthy industry that experiences high prices will draw additional suppliers, and high prices will encourage efficiency and consumer rationing. None of these things are happening in the health care industry today.

1) The US is aging. The baby boom generation and medical advances mean more older people, which means more chronic conditions that need more care. This causes demand to skyrocket, and basic economics tell us that raises prices.

2) Third party payment, wherein the average American uses insurance to pay for most of his medical costs, means that consumers have no cause to ration or search for alternatives to control costs. Every healthy industry is a balance of power between supplier and consumer that controls costs. Third party payment breaks this balance since both the supplier and consumer have incentive to over-spend. This is made even worse by the employer health care tax deduction which means it's really FOURTH party payment.

Making the employer deduction into an individual deduction instead would help this problem, but not solve it. MSAs (Medical Savings Accounts) would SIGNIFICANTLY improve the problem. Any such deal must be accompanied by short term spending to offset this as well as rules to make insurers unable to drop covered people who have been paying dutifully during good times (one of ObamaCare's few good parts).

3) Doctors, and other medical professionals, take a large investment of time and money to create. Economists would call this an inelastic supply. The American Association of Medical Colleges says we face a shortfall of more than 150,000 doctors over the next 15 years. Basic economics: supply shortages create higher prices. The average medical school graduate begins their career with more than $295,000 in debt. It is expensive and slow to make new doctors.

We can help this problem by changing immigration law to bias in favor of those with medical training and making our licensing requirements skills-based so that foreign doctors with the necessary skills, regardless of where they went to college, can come to the US and practice. This will increase supply and lower prices. We can also subsidize medical college for those who go on to practice in the US.

4) Foreign drug laws. Most foreign countries have price controls on drugs. This is why drugs are cheaper in Canada and Europe. It also is why we pay more. Because we, and we alone, are financing the R&D that has produced the amazing revolution of improved medical outcomes that has helped our society live longer as well as improving the quality of that life.

If we use simple price controls, we will be putting the genie back in the bottle. We will see a much slower rate of medical breakthroughs. It is a choice of priorities. We cannot have both...unless we can get foreign nations to pay their fair share.

5) Medicare, Medicaid, and soon ObamaCare all push prices up. ObamaCare will do it through a host of new regulatory costs and requirements. Most significantly, the rule forcing insurance companies to accept people regardless of pre-existing conditions ensures that people will not seek insurance until they are sick, which breaks the insurance business model and will result in bankruptcies.

Medicare and Medicaid stimulate demand. The government spends about HALF of all health care dollars, so any inefficiencies in these programs have MASSIVE effects. We almost certainly need a program to fill this need, but these programs are unlimited benefit programs that are riddled with waste, fraud, and abuse.

Even the states defraud these programs through a variety of schemes to bring federal dollars into the state. One famous example is doctors overcharge, and then "discover" the overcharge later and reimburse only the state, and pay a small penalty (the mob would call it a "piece of the action") to the state for their error. The doctors keep the federal overpayment, and the states tax them on the extra income and get the fee. Both profit at the expense of out of state taxpayers. When CMMS has tried to close this loophole, Congress has prevented them from doing so.

6) It would also greatly help if the states would embrace market reforms. Right now, most states have restrictive rules on the industry that raise costs such as licensing rules that prevent lesser trained, and therefore less expenseive, people perform tasks that are within their skill level. Many prohibit interstate competition which effectively creates less competition, and less competition means higher prices. There are dozens of small rules that have negative effects.

do other countries care about 9/11?

Kenya

I don't know too much about other countries views on it? do they really care that much at all?

Answer
I am an Australian. We do care.
Americans were not the only ones to die in 9/11. There were hundreds of people from other countries that also died in those attacks that day.

I watched the second plane hit one of the towers live on my tv screen. I was orginally watching the news when they had a newsflash. It was in the middle of the night in Australia when the attacks happened. The news continued to cross live to New York for over 6 hours. When I went outside the following day. Not many people had heard what happened. I felt like I had just been asleep and had a nightmare. Yet I never went to sleep, I just watched the tv.
By the next day everyone was talking about the attacks.

God bless the innocent souls that died that day.

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