Selling my car...but for how much?

Cami05

I want to sell my 98 Chevy Malibu because I just bought a new car and I didn't trade my Malibu in. It has 164000 miles on it but other than that is in good condition. It has a cd player cloth seats and it a Malibu LS how much should l sell it for??? thanks in advance

Answer
DO NOT go by Kelly Blue Book...... That price guide is for chumps and car dummys..... I don't know what planet the people who write that rag are on because they are always wrong!!!!!

Of course by all means check what it says your car is worth.....
Use that info on the public....

In reality your malibu is worth its basic transportation value.... Depending on condition maybe $1500 to $2000.........

Ask 2 grand on craigslist --- if they buying public wont cough up that much cash just keep going lower till the right guy comes along.....

WAIT till after new years to try to move it -- nobody buys cars this week...... Of course advertise it but don't hold your breath for the phone to ring until a couple of weeks......

I want to start a car rental business no francise who to contact, where to start & to get info can't find?

Darney H

I can't find any info on how to start and who to contact. please don't just tell me to see a lawyer, I already know that. I would like to speak with some one knowledgable that has done the same. or anyone who can really help me. thanks and god bless.

Answer
First, before you actually go through to buying/leasing any cars or doing anything try to talk to anyone you may know who is the car rental business or runs a car rental business. Even if it just a friend who worked as a cashier at a rental car franchise/chain location. Their experience and insight will be helpful.

Second, about half of all businesses fail with the first year and about 80% fail in the first 5 years. So, make sure you put together detailed budgets of what your expenses will be and what level of business you need to get to cover your expenses and make a profit. I think your biggest expenses will be rent on the location, the lease cost of the vehicle(don't buy the cars since you will be trading them for new models in a couple years anyway plus the lease payments will cost less than the monthly payments) the insurance on the vehicles, advertising, payroll for the people who clean the cars and run the shop. Talk to vendors in insurance, car leasing, advertising etc to understand what things will cost before you get into anything.
Finally, make sure that you know for sure that you can make a profit before you get started with anything. If you are going to do it then organize an LLC(limited liability company) that will legally own the business. The LLC creates a legal entity separate from yourself in order to protect your personal assets from lawsuits etc. You don't need a lawyer for that, just get a book like Starting an LLC for Dummies.

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How do I start finding clients as an graphic designer..?

car info for dummies image

hanna

I have bought 2 programs, Photoshop and Illustrator (big investment to me) and I am talented and a fast learner ( I have years of doing graphic work at school). Now how do I start finding clientele? Should I make up a dummy portfolio? Any thoughts? Thanks!

Answer
Yes, you do need a portfolio, but you also need to know how long it takes you to create certain things so you can quote jobs.

Start by giving yourself "assignments," as if you had customers. Keep a time sheet on each project, like you would for any client. Use the finished pieces for your portfolio.

Design your portfolio to appeal to the kind of customer you want to approach. Most of my customers when I first started were small businesses and hospitals, so my portfolio reflected the types of things that they actually needed... logos, business cards, letterheads, brochures, newspaper and magazine advertisements, in-store signs, 8 1/2 x 11 handouts. Have a small, very professional book form portfolio, no bigger than 11x14 inches (so it can open on a counter or desk easily) and only your very best 8 or 10 pieces (or campaigns) backed on black and in plastic sleeves. You can make up a second, more extensive portfolio (carry in your car in case), or a website to show more work, but most clients are too busy to flip through 30 or 40 pieces.

It is good to have a few real, published pieces to show clients. Get in contact with a couple of non-profit organizations and offer to do a piece for free. Don't take on a project way beyond your abilities, because you want to do a good job and be able to use those non-profits as references.

When you have your portfolio ready, have YOUR promotional pieces ready (don't forget your own business cards and brochure), know about how long it will take to do certain projects, and know what you will charge hourly, then get out the yellow pages. Make a list (I used 3x5 index cards) of businesses to approach, and call each one. Ask for the name of the manager (or marketing director or publicity manager, if a larger business) so you can call that person by name. Introduce yourself and ask for an appointment to see them to discuss their advertising needs. Most will say "no." Don't sweat it. Just write all the info about the call on your list (or card) and send them an upbeat postcard to remind them who you are.

I think the trick is to always seem interested in what they need, not act like you desperately need the work. Stay friendly and cheerful, no matter what they say. I have had people who said "no" call me months later to have work done.

Another source of clients are the people who actually have client work to do but don't have the talent or time to do the entire job. I got alot of work from print shops without in-house designers by just dropping in, introducing myself to the manager, and leaving a bunch of my business cards. I would promise to have any work they sent my way printed at their shop. So, think about the ad agencies, photographers, or other businesses who can use someone with photoshop and illustrator skills from time to time.

Carry your business cards with you at all times. Hand them out whenever anyone asks "What do you do for a living?" Let your friends and relatives, everyone you meet that you are a professional designer. The word will get around.

Good luck! It may take six months or a year to get really rolling, but don't give up.

How do I plan ahead financially?

G

Im 22 years old. I have a full time job and make $2000 a month. I live with my parents so I dont pay rent but my monthly expenses add up to 750 a month. These expenses include cell phone bill, gas, student loans, car payment, gym, and credit card. I would like to start saving up for a house for later on in life. I would like to go to grad school too and get my masters so I would like to start planning ahead for my future. Im not really good at saving but I would like to start doing so. Who can I talk to about planning ahead and saving money?

Answer
got a library with in 30miles?

go, get, read, study, take notes then
apply info from these at least.

48 days to work you love, dan miller.
total money make over, dav ramsey.
what color is your parachute, r. bolles.
quitters, jon acuff.

visit BLS.gov/OOH to b sure what u want
your 'masters' in actually leads to a paying
job.

many 'masters' programs lead to retail sales
for 1st 5- 10 yrs. they are becoming a dime per dozen.

do find and study 'house buying kit for dummies' e.tysen.

all will save u decades and 10,000s$ in hard life lessons
by learning from other dumb mistakes, not your own.

it is faster , easier, cheaper, safer that way.

good knowledge is good luck.
u need more of both.

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What would be a good and simple investment?

car info for dummies image

lazarus336

I was in a scooter accident and also another car accident (both at the other persons fault) and I am about to come into a lump sum of money. What would be a good way to take that money and keep it flowing. A friend of mines told me you can buy parking meters in downtown areas or buy vending machines....these both seem slow and time consuming so thats why im looking for another venture. What are some other ideas?

Answer
You should invest it according to your financial situation, risk tolerance, and time horizon.
You didn't give any info on that, so you need to think it out yourself.

Try reading Investing For Dummies or The Complete Idiot's Guide to Investing. You can probably find them in your local library. Before doing anything, make sure you have enough in savings in case things go south for at least 6 months.

How do I start finding clients as an graphic designer..?

hanna

I have bought 2 programs, Photoshop and Illustrator (big investment to me) and I am talented and a fast learner ( I have years of doing graphic work at school). Now how do I start finding clientele? Should I make up a dummy portfolio? Any thoughts? Thanks!

Answer
Yes, you do need a portfolio, but you also need to know how long it takes you to create certain things so you can quote jobs.

Start by giving yourself "assignments," as if you had customers. Keep a time sheet on each project, like you would for any client. Use the finished pieces for your portfolio.

Design your portfolio to appeal to the kind of customer you want to approach. Most of my customers when I first started were small businesses and hospitals, so my portfolio reflected the types of things that they actually needed... logos, business cards, letterheads, brochures, newspaper and magazine advertisements, in-store signs, 8 1/2 x 11 handouts. Have a small, very professional book form portfolio, no bigger than 11x14 inches (so it can open on a counter or desk easily) and only your very best 8 or 10 pieces (or campaigns) backed on black and in plastic sleeves. You can make up a second, more extensive portfolio (carry in your car in case), or a website to show more work, but most clients are too busy to flip through 30 or 40 pieces.

It is good to have a few real, published pieces to show clients. Get in contact with a couple of non-profit organizations and offer to do a piece for free. Don't take on a project way beyond your abilities, because you want to do a good job and be able to use those non-profits as references.

When you have your portfolio ready, have YOUR promotional pieces ready (don't forget your own business cards and brochure), know about how long it will take to do certain projects, and know what you will charge hourly, then get out the yellow pages. Make a list (I used 3x5 index cards) of businesses to approach, and call each one. Ask for the name of the manager (or marketing director or publicity manager, if a larger business) so you can call that person by name. Introduce yourself and ask for an appointment to see them to discuss their advertising needs. Most will say "no." Don't sweat it. Just write all the info about the call on your list (or card) and send them an upbeat postcard to remind them who you are.

I think the trick is to always seem interested in what they need, not act like you desperately need the work. Stay friendly and cheerful, no matter what they say. I have had people who said "no" call me months later to have work done.

Another source of clients are the people who actually have client work to do but don't have the talent or time to do the entire job. I got alot of work from print shops without in-house designers by just dropping in, introducing myself to the manager, and leaving a bunch of my business cards. I would promise to have any work they sent my way printed at their shop. So, think about the ad agencies, photographers, or other businesses who can use someone with photoshop and illustrator skills from time to time.

Carry your business cards with you at all times. Hand them out whenever anyone asks "What do you do for a living?" Let your friends and relatives, everyone you meet that you are a professional designer. The word will get around.

Good luck! It may take six months or a year to get really rolling, but don't give up.

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