Is it better to buy a vehicle from a dealer or a private seller?

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Brae82

I am going to be purchasing a car on the 3rd of April. I always thought it was better to buy from a dealership, but I'm now hearing that it might be better to buy from a private seller... How is that possible? Lol! I am so confused. This is my first time buying a car, so any info would be amazing.

Thank you!

Answer
There is a lot to buying a good car at a good price. Dealers will charge a lot more for the same car, and will try to take advantage of you. On the private seller side, you need to assure the title is clean, documentation is place, and if they have a loan, how it gets paid off without you putting up the money. You need to have a car inspected in detail by a trusted independent mechanic to try to find anything wrong with the car and use
http://www.edmunds.com/appraisal/
If you need a loan, it is certainly easier at a dealer, but you are sure to pay top dollar in finance rates, and your best bet is buying for cash if at all possible. Those that can't buy for cash get sucked into a life of debt and on any car with financing, you cannot sell the car without paying it off, and you must keep collision insurance even with an inexpensive car and that could cost a lot. You often cannot trust craigslist entries in private sales, so you need to be very wary. A good and smart and knowledgeable shopper gets by far the best deal. Despite the days of equality among the sexes, car dealers are still hawks about selling cars to unsuspecting women more interested in how pretty it is than what its condition or value is about. Check the car out at US NEWS, MSN Auto, and Yahoo Auto to see reviews, reliability, safety ratings for the car.
Adding: The key is not whether it is a dealer or private seller. It is about whether you are smart enough in the transaction and negotiating. If you can't do it, find a trusted person to go with you.

What do I have to do if someone uses my name to buy a car?

PVCH

An employee of National Auto Recovery Bureau came over my place tying to get back a car I did buy. He had my name and address. I checked my credit record from the three bureau and I do not have any account with Capital One) where the loan was made. I called Capital One and they do not have records on me. Whoever stole my name does not have my Social Security Number, but my name is still in an account I did not open. Could you help me, please?

Answer
Call the recovery company to get all the info they have and tell them you will try to help them find the person. This happened to my brother. A woman acted like she was married to him and opened a checking account with his last name and his address. Track down any addresses used by this person. Check for them at www.ZABASEARCH.com. Probably nothing will happen. You can put a freeze on your credit but it will cost you $60. Call Equifax 800-685-1111 about the freeze..

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how can we get fundraising info out there to the public in houston, tx?

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rickanddee

We are 4 women doing the Avonwalk for Breastcancer and need to raise 1800.00 each by April 08. We've fundraised on smaller scales but we need big-time fundraising efforts now. We all live in Houston, TX.

Answer
Houston is big, try a local radio station such as a college/high school radio station. Put flyers on peoples cars where you know there is a big events (i.e. church, concerts, sporting events, night clubs, mall parking lots) Put up flyers in the grocery store, laundry matts. See if one of the penny saver papers will sponsor an ad.

What to do when not involving car insurance in car accident?

changling_

Ok so I hit someones bumper, my fault. I don't have insurance but they do. Her car insurance called me the next day asking for basic info. A couple days later the car owner called me and said she didn't want to go through the insurance company because it would take her too long to receive her deductible back. She said she was going to pay the deductible to allstate and get the car fixed but not go after me I guess, I don't really get it, as long as I pay her back for the deductible. Would I still owe something to allstate afterwards or would I actually be able to walk away from something like this?

Answer
Kind of; it's more like you still owe the women. She's paying for Allstate, you're paying her.

You wouldn't own their insurance company anything, legally. You are not covered by insurance nor are you any way related to Allstate, so her insurance company is going to take care of her car and get it fixed up, she pays the insurance company the deductible, and you are going to pay the amount she paid the insurance company.

The deductible can be anywhere from $250 to $1,000. Depends on what plan she signed up with.

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