car recall info image
jackie0468
I have two cars one needs full coverage $500.00.00 deduc.at list, the car is a 2002 ford explorer and the other one is a 1992 dodge spirit /liability only. If you know about an insurance company that gives good coverage for a decent price let me know my current policy is $166.20 a month.
Answer
Your current policy is an average but still very good monthly payment. BUT you should know that it is high because of the explorer- this vehicle has numerous safety recalls issued by Ford Motor Corporation themselves. The insurance company is taking advantage of you because of this fact alone. So sell this quick! Buy a copy of Consumer Report's Guide to New and Used Cars and Trucks at your local book store for very detailed info on your Explorer. Down south I pay full coverage for 3 vehicles and it is just 1 payment of 184.63 for 6 months of coverage. Find that in NY state- not gonna happen ( those crooks! ). What aggitates me is why these insurance companies use your credit report for figuring out your insurance rates. I mean, how does having bad credit tell the insurance company what type of driver you are?!? Your credit report has NOTHING at all to do with how you or anyone else drives!!!!!!!!The reason for this is so that the insurance company can make even MORE money off of you and it is because they are looking at the high or low probability that you may make your payment to them on time or not based on your credit history..
Your current policy is an average but still very good monthly payment. BUT you should know that it is high because of the explorer- this vehicle has numerous safety recalls issued by Ford Motor Corporation themselves. The insurance company is taking advantage of you because of this fact alone. So sell this quick! Buy a copy of Consumer Report's Guide to New and Used Cars and Trucks at your local book store for very detailed info on your Explorer. Down south I pay full coverage for 3 vehicles and it is just 1 payment of 184.63 for 6 months of coverage. Find that in NY state- not gonna happen ( those crooks! ). What aggitates me is why these insurance companies use your credit report for figuring out your insurance rates. I mean, how does having bad credit tell the insurance company what type of driver you are?!? Your credit report has NOTHING at all to do with how you or anyone else drives!!!!!!!!The reason for this is so that the insurance company can make even MORE money off of you and it is because they are looking at the high or low probability that you may make your payment to them on time or not based on your credit history..
How do I find out if a recall service was done on my car before I owned it?
pinklfower
My car (2001 Buick Regal LS) has 3 recalls on it. I have no idea if they were fixed while with the previous owner.
Answer
You can call 1-800-222-1020 and GM will run your VIN and tell you what recall ops have been done, what the warranty is on the new parts, and the date and exact mileage on the car when the work was done. Some manufacturers put a 12/12 warranty on recall parts, some will repeat the recall part if it fails for the same reason that caused it to be recalled, some put a 12 month/unlimited mileage on the new parts. GM will also inform you of any new recalls or servide bulletins when you call them. I advise against getting the info from a dealer. I am involved in a claims mess right now because a customer took their Escort ZX2 to Ford for a transmission problem, and Ford told them there was no recall on it and wanted $4200.00 to fix it. The customer paid Ford for looking at it, then had it towed to AAMCO. When they called in a claim, I informed them that Ford put a 5/100,000 powertrain extended warranty on the ZX2, so the customer was charged again for this shop looking at the car, and it is going right back to Ford. I called a Ford dealer and they told me the car is not under warranty. When I called Ford Motor Company, they told me the car is in fact, under a powertrain warranty. I just don't think you will get accurate information from a dealer who isn't going to make as much money on the recall, so they may tell you there are no recalls. I would call GM directly for a straight answer and save the headache.
You can call 1-800-222-1020 and GM will run your VIN and tell you what recall ops have been done, what the warranty is on the new parts, and the date and exact mileage on the car when the work was done. Some manufacturers put a 12/12 warranty on recall parts, some will repeat the recall part if it fails for the same reason that caused it to be recalled, some put a 12 month/unlimited mileage on the new parts. GM will also inform you of any new recalls or servide bulletins when you call them. I advise against getting the info from a dealer. I am involved in a claims mess right now because a customer took their Escort ZX2 to Ford for a transmission problem, and Ford told them there was no recall on it and wanted $4200.00 to fix it. The customer paid Ford for looking at it, then had it towed to AAMCO. When they called in a claim, I informed them that Ford put a 5/100,000 powertrain extended warranty on the ZX2, so the customer was charged again for this shop looking at the car, and it is going right back to Ford. I called a Ford dealer and they told me the car is not under warranty. When I called Ford Motor Company, they told me the car is in fact, under a powertrain warranty. I just don't think you will get accurate information from a dealer who isn't going to make as much money on the recall, so they may tell you there are no recalls. I would call GM directly for a straight answer and save the headache.
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