Dolly
I am buying a new car but haven't sold mine yet, I still want insurance on my old one incase I have to drive it.. How do you go about it? Does it cost much??
Answer
If you want to keep two cars and have insurance on both, get insurance on your new car from the same company and tell them that your old car will be for occasional driving only. This will lower the cost of insurance on it. You should also get another discount because you have two cars insured by the same company.
Ask the insurance company all the questions. You'll get better info than here.
If you want to keep two cars and have insurance on both, get insurance on your new car from the same company and tell them that your old car will be for occasional driving only. This will lower the cost of insurance on it. You should also get another discount because you have two cars insured by the same company.
Ask the insurance company all the questions. You'll get better info than here.
car accident question... please help? insurance info if available?
MommyofTWO
ok, my husband,son and i were going to walmart 4/26/08 when a guy ran a stop sign and we hit him... our car wasnt damaged but the guy that ran the stop sign's was. He didnt want to turn it in or anything so since ours wasnt harmed and it was no big deal we let it go(thinking we were doing a favor). Well, not sure how but he found out my husbands name and is now calling him wanting to turn it in- apparently the price to fix the car is higher than he wants to pay. He's acting like he can get us in trouble or something. Is this true? if so we didnt think it was a big deal at the time due to no harm to our property... what advice can someone give me? please anything helpful is appreciated. Is it possible to backdate something because i wouldnt care to do so if possible... it's not going to effect our insurance since it wasn't our fault so i wouldnt mind... but... is this possible? Btw, the state is WV and I have insurance with Safeco.
plus-no info was exchanged except apparently names
yeah, it's a weird intersection that looks like a 4-way stop but one lane DOESN't have to stop.. (we were in that lane) he just kinda came out into our lane-not sure if he ran the stop sign or not but still the point is that we had the right of way... just to clarify what happened... ifigure you guys are right about the whole no insurance thing and thats why he didnt want to. This was my first accident so I have already learned..report everything-lol. Luckily I took your guys advice and called my insurance and they are taking care of it. The damage speaks for itself and so does the location it happened. They are sending someone to look at the location and we have to take the car to someone to get it inspected.
Answer
The other car ran a stop sign and wants you to pay for it? Granted there is more to the story that what you said in that one line.....but if the other guy is the cause of the accident - your company will not pay him.
Call the guy - get his name, address, phone number, year/make/model of is car, what part damage. Tell him you are going to report it to your insurance company and will have them call him.
Then call your company and report the claim to the. Give them all the information on the guy so they can contact him.
If you want to -- call the guy and then give him the name, phone number and claim number.
Now--- you never have to speak to him again. You do not have to discuss anything with him.
If he calls you after that--- you tell him to call the adjuster.
The insurance company will do an investigation. That includes getting your statement and the statement of the other driver. They will also photograph both vehicles and possibly do a scene investigation.
If the accident is your fault- they will pay the guy. It will protect you from a law suit.
If the accident is not your fault - they will deny his claim. If he files a lawsuit - they will hire a lawyer to defend you.
This is what insurance is for. Let your company deal with it. Just be sure to let the adjuster know any concerns you have and cooperate in the investigation of the claim.
The other car ran a stop sign and wants you to pay for it? Granted there is more to the story that what you said in that one line.....but if the other guy is the cause of the accident - your company will not pay him.
Call the guy - get his name, address, phone number, year/make/model of is car, what part damage. Tell him you are going to report it to your insurance company and will have them call him.
Then call your company and report the claim to the. Give them all the information on the guy so they can contact him.
If you want to -- call the guy and then give him the name, phone number and claim number.
Now--- you never have to speak to him again. You do not have to discuss anything with him.
If he calls you after that--- you tell him to call the adjuster.
The insurance company will do an investigation. That includes getting your statement and the statement of the other driver. They will also photograph both vehicles and possibly do a scene investigation.
If the accident is your fault- they will pay the guy. It will protect you from a law suit.
If the accident is not your fault - they will deny his claim. If he files a lawsuit - they will hire a lawyer to defend you.
This is what insurance is for. Let your company deal with it. Just be sure to let the adjuster know any concerns you have and cooperate in the investigation of the claim.
Powered by Yahoo! Answers
No comments:
Post a Comment