Kelly R
I did not know you needed proof to sell since a lender is listed on the title and threw it all out. I am trying to contact the lender without any luck.
I believe that I have always had the title in my possession but an auto loan lender is listed on there showing a lien and also on title is just has a note too that says proof that the loan has been paid off is required when selling the vehicle. Now if I am selling to people I know who trust my word is that good enough or do you think the Sec. of State will require proof before they allow the sale? I guess that there are probably some people out there who could sell the car and then there would be nothing to repo if they defaulted. It just never occurred to me to save proof of payoff : ( It was over 2 years ago so I tossed them.
Answer
When you pay a car off, one of two things occur.
1. The lender tells the DMV the loan was paid and provides you with a "clean" title or
2. The lender gives you the title with their signature, stamp and notary showing the loan has been satisfied. Then YOU need to tell the DMV and apply for a "clean" title.
Someone needs to tell the DMV. You or the Lender. It doesn't matter who. But as far as the DMV records show, you still have a lien. Right now only you know and the lender know. In fact your registration probably also shows the lien holders name, right?
If the lender went out of business, the DMV or AAA Auto Club have a list of financial "bought out" instiutions. They can give you the new company name and address. you can call (800) 932-9980 x5557 for the info.
if your lender is still in existance, then contac them and ask for a REG 166 lien release form. But the lender probably has their own version that will be accepted by the DMV.
Then apply for Duplicate Title with form REG 227
Titles are very important to keep safe. Like your underware drawer or a safety deposit box.
If you have a buyer and can't wait for a new clean title, then begin the process of transfer by using the REG 227, and REG 262. go to the DMV/AAA with buyer and they will "RDF" for lien release. Meaning the transfer will not be complete until the lien release is turned in. But at least you get the money and the buyer gets a registration in their name while we all wait.
Don't forget to sign a Release of Liability with in 5 days of selling a car. (And in CA the seller must get the car smogged which is good for 90 days)
When you pay a car off, one of two things occur.
1. The lender tells the DMV the loan was paid and provides you with a "clean" title or
2. The lender gives you the title with their signature, stamp and notary showing the loan has been satisfied. Then YOU need to tell the DMV and apply for a "clean" title.
Someone needs to tell the DMV. You or the Lender. It doesn't matter who. But as far as the DMV records show, you still have a lien. Right now only you know and the lender know. In fact your registration probably also shows the lien holders name, right?
If the lender went out of business, the DMV or AAA Auto Club have a list of financial "bought out" instiutions. They can give you the new company name and address. you can call (800) 932-9980 x5557 for the info.
if your lender is still in existance, then contac them and ask for a REG 166 lien release form. But the lender probably has their own version that will be accepted by the DMV.
Then apply for Duplicate Title with form REG 227
Titles are very important to keep safe. Like your underware drawer or a safety deposit box.
If you have a buyer and can't wait for a new clean title, then begin the process of transfer by using the REG 227, and REG 262. go to the DMV/AAA with buyer and they will "RDF" for lien release. Meaning the transfer will not be complete until the lien release is turned in. But at least you get the money and the buyer gets a registration in their name while we all wait.
Don't forget to sign a Release of Liability with in 5 days of selling a car. (And in CA the seller must get the car smogged which is good for 90 days)
talladega infield camping?
Scott H
Can someone point me to some good information on Camping with a tent on the infield at Talladega. Bought tickets last night and this is the first time going there.
Hey Chuck what do you mean by
Ditch the tickets you bought and get the Miller infield Special seating. comes with a pit row preview, catered, booze, and TV's.
Answer
The best thing you can do is call the track, they know all the options and prices. Talladega has a really cool interactive track map so you can see the view from your spot.
I was there last Oct. and ALL CAMPING in the infield is now reserved. But I think I saw some tents over in 3 and 4 .
they are real strict about infield activities now.
I did not go outside so you'll have to follow the above guys for that.
If you have never camped at a Nascar race before......I hope you like people and BRING ANYTHING YOU MAY NEED the FIRST TRIP. Bring it from home, don't wait until SAT nite to decide you need to go to the store. (i paid 20 bucks for a 12 pack of Coke. no bull, the girlfriend has to have it so.....)
Buy the local paper each day, it has all the info you need on activities around town.
Bring your own toilet paper.
Bring water in gallons so you can sponge bath if you have to.
Go in with the campers next to you and rent your own port o let. it's like 80? for the weekend and they will service some too. (lock it at nite with a chain.)
You can roam around on foot all you want, but not in a car.....
buy a plastic pass holder for your infield passes.
Ditch the tickets you bought and get the Miller infield Special seating. comes with a pit row preview, catered, booze, and TV's. I went back to the trailer to watch the race, but hte pit row access was cool.
Thursday edit:
The Miller Special seating I mentioned is named the Miller Paddock Club (I tihk) if you look at this track map http://www.talladegasuperspeedway.com/documents/tss_2007_facility.pdf
Then look right at the victory lane circle, you can see the Paddock Club left of it.
I sat there in Fall 06 and it was fun. Viewing of the track was VERY limited, but it had TV's and the prerace pit pass, plus you get a parking pass to park right behind the paddaock club. So on race day you just zip into the infield and park 50 ft. from your seats.
Also on the track map I gave you you can see Tents are allowed in some sections.
The Paddock club passes where expensive, but my friend Jerry had cancer so it was the best choice for us. NO LINES.
At Talledega you can't see from turn to turn on raceday, even with binoculars it's hard to see the opposite turns. You can see the turn you are camped in, it's elevated so your perfect there.
In/out access used to be very limited, as the Rv's and stuff had to cross the track to get in.
Since you have tickets, I think you should camp outside.
Try to get on the same side as your seats, you don't want to walk 4 miles lugging a cooler, and at Talledega that is conservative mileage.
The best thing you can do is call the track, they know all the options and prices. Talladega has a really cool interactive track map so you can see the view from your spot.
I was there last Oct. and ALL CAMPING in the infield is now reserved. But I think I saw some tents over in 3 and 4 .
they are real strict about infield activities now.
I did not go outside so you'll have to follow the above guys for that.
If you have never camped at a Nascar race before......I hope you like people and BRING ANYTHING YOU MAY NEED the FIRST TRIP. Bring it from home, don't wait until SAT nite to decide you need to go to the store. (i paid 20 bucks for a 12 pack of Coke. no bull, the girlfriend has to have it so.....)
Buy the local paper each day, it has all the info you need on activities around town.
Bring your own toilet paper.
Bring water in gallons so you can sponge bath if you have to.
Go in with the campers next to you and rent your own port o let. it's like 80? for the weekend and they will service some too. (lock it at nite with a chain.)
You can roam around on foot all you want, but not in a car.....
buy a plastic pass holder for your infield passes.
Ditch the tickets you bought and get the Miller infield Special seating. comes with a pit row preview, catered, booze, and TV's. I went back to the trailer to watch the race, but hte pit row access was cool.
Thursday edit:
The Miller Special seating I mentioned is named the Miller Paddock Club (I tihk) if you look at this track map http://www.talladegasuperspeedway.com/documents/tss_2007_facility.pdf
Then look right at the victory lane circle, you can see the Paddock Club left of it.
I sat there in Fall 06 and it was fun. Viewing of the track was VERY limited, but it had TV's and the prerace pit pass, plus you get a parking pass to park right behind the paddaock club. So on race day you just zip into the infield and park 50 ft. from your seats.
Also on the track map I gave you you can see Tents are allowed in some sections.
The Paddock club passes where expensive, but my friend Jerry had cancer so it was the best choice for us. NO LINES.
At Talledega you can't see from turn to turn on raceday, even with binoculars it's hard to see the opposite turns. You can see the turn you are camped in, it's elevated so your perfect there.
In/out access used to be very limited, as the Rv's and stuff had to cross the track to get in.
Since you have tickets, I think you should camp outside.
Try to get on the same side as your seats, you don't want to walk 4 miles lugging a cooler, and at Talledega that is conservative mileage.
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