Thursday, September 26, 2013

What is the difference between an infant car seat and a convertible car seat?

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Lucy


besides the OBVIOUS convertible car seat converts to a larger seat when baby grows. Will I eventually need both?
do most convertible car seats detach as a carrier?



Answer
Convertible seats stay in the car, they don't have a carry handle or a to snap into.

Not all convertibles will fit newborns- including some of them that are rated to 5 pounds. If you'd like a list of convertibles that will fit newborns and last until your child is ready for a booster, I'll gladly give you a list :)

You will need a convertible seat even if you do start with a carrier, rear facing as long as possible is safest. Here's some info to look at:
http://carseatblog.com/5168/why-rear-facing-is-better-your-rf-link-guide/
http://www.youtube.com/watch?v=sssIsceKd6U
http://www.photoshop.com/users/CarSeatsAreCool/albums/2a9fce7bbf5040bab2f8925bc7b7a2e4

Why are car dealers offering 2 thousand less for my trade in?




raindrop12


I am 2 years into a 5-year car loan and no longer upside down on its value. The Kelly Blue Book says its trade in value is $13,625, and I owe 11,509. I would like to use the 2 thousand in equity towards a new car. The two dealers I have gone to have said that they no longer go by what KBB says it is worth. They are firmly offering me just 11,500 for amy trade in. Am I missing something? The car is in pristine condition; no stains, scratches, very shinny paint. Very cute Manual transmission Mazda 3. I am only trading in because our family is growing. Another thing, can someone explain how a trade in can affect the taxes you have to pay in California. They are using some mumbo jumbo to confuse me.
The 13,625 is the KBB trade in value. Private resale value is in the 15,000. Thank you for all the great help. ; )



Answer
Hi Karla,

Kelly Blue Book is a retail online buyers guide, I know of no dealer that has or ever had a "Kelly Blue Book". They do use, one or combination of other books/sources. The most common being yellow NADA guide for dealers, Nada also makes a whole sale 'bluebook' Some dealers go according to current local/regional auction pricing.

Unfortunately Kelly Blue Book does not cut checks or buy cars, If they did I would sell a whole lot more cars. As an information source it is great but remember they get their info from various nationwide sources. And the number is an average of trade allowance.

Trade allowance, if you dont know, is the actual value of your trade plus any applicable discounts. You ever notice how trade prices sometimes vary depending on actual vehicle at same dealership.

With that being said, your trade allowance will vary. Two dealers said 11,500. Are they comparing same car, meaning against same model. The actual value could be 11,000 with 500 added discount. And national average is higher because some vehicles have more room for discount. Say 11,000 with 4000 discount.

Look up trade allowance on kbb or use other resources. edmunds.com or nadagudelines.com, but remeber only use as a guideline.

The dealer needs to fix anything that might be wrong, even if you dont see it, they have to preventive mainteance, or replace half worn but still good for you tires or brakes, warranty the vehicle for next buyer and most important of all. Make a profit.

Trade and taxes. Since you already paid tax on your current vehicle when you bought it. The trade price is deducted from the selling price. That subtotal is taxed. (im in NY)

selling price-trade allowance=taxable subtotal+sales tax+applicable fees+your payoff-down payment=Amount to finace.

Good Luck, email me if i can be of more help

-Chris




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