Sunday, January 12, 2014

How much does it cost to start car insurance?

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Kayla baby


I am 19 and a new driver. I want to buy a car but have to have insurance to even get the car off the lot. I got my quote from progressive. Do I have to pay for anything else besides that quote to start off or just the quote every month and that is it?


Answer
The good news is that you got a quote. Did you get more than one, because each car insurance company charges different rates based on the type of driver you are. Young drivers always end up paying a lot of money. The next step once you've picked a company is to talk to them about what type of insurance you need and then how you'll pay for it. Some insurance can be paid monthly but it is more common to pay it every 6 months or 1 year. If ever in doubt get in contact with your insurance company.

What is the best car insurance company in North Carolina?




Eric


Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad's and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I'm going to have to do this soon, might as well do it now and learn more responsibility.

My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn't want me to go anywhere else because she think NC insurance is crap.

I like that MetLife gives me what I need but I'm not paying more than I have to in insurance. Sorry Mom.

So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance.

Here are my only two liabilities in my driving history:
1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition.
2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.)

Any experiences?

I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there's got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it's true)

Thank you!



Answer
There is no such company. The best insurance company for one person may be the worst for the next person. Simply get several quotes and then choose the best quote for you.
You are just wasting your time asking this question. It cannot be answered.

Happy shopping




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