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Felicity
I'd really like to get a Smart Car or an electric car but most of them only have two seats. The problem is, I have a young son who still uses a car seat and I know letting him ride in the front seat is unsafe. Do you have any ideas for a car that doesn't use gas, but has a backseat in it? Thanks.
Answer
The answer is "yes", and "it depends." There are a host of NEV (neighborhood electric vehicles) that have plenty of room but they are not highway speed electrics.
The Tango already mentioned is a very narrow vehicle with a seat in the front and one in the back. http://www.commutercars.com/
The Nissan "Leaf" is scheduled to come out in the US in the fall of 2010 and is a 5 passenger vehicle: http://www.nissanusa.com/leaf-electric-car/index.jsp
There are also many conversions where you can buy a new vehicle and then convert it to electric or buy a vehicle already converted by someone else. here is an exhaustive list: http://eaaev.org/eaaevsforsale.html
Here is a general overview of what is on the horizon in electric vehicles: http://www.bestelectriccarsforsale.com/
To keep in touch with what is happening this site has a very broad and user friendly presentation: http://www.nissanusa.com/leaf-electric-car/index.jsp They have a newsletter you can sign up to receive.
The answer is "yes", and "it depends." There are a host of NEV (neighborhood electric vehicles) that have plenty of room but they are not highway speed electrics.
The Tango already mentioned is a very narrow vehicle with a seat in the front and one in the back. http://www.commutercars.com/
The Nissan "Leaf" is scheduled to come out in the US in the fall of 2010 and is a 5 passenger vehicle: http://www.nissanusa.com/leaf-electric-car/index.jsp
There are also many conversions where you can buy a new vehicle and then convert it to electric or buy a vehicle already converted by someone else. here is an exhaustive list: http://eaaev.org/eaaevsforsale.html
Here is a general overview of what is on the horizon in electric vehicles: http://www.bestelectriccarsforsale.com/
To keep in touch with what is happening this site has a very broad and user friendly presentation: http://www.nissanusa.com/leaf-electric-car/index.jsp They have a newsletter you can sign up to receive.
Has anyone had any luck getting a car loan after a Chapter 13 discharge?
Jen Wolfe
We are about to pay off the balance on our Chapter 13 bankruptcy plan. At some point after our discharge is granted we want to buy a new car. We are planning on putting like 40% down. We have a good credit history with past car loans and can now comfortably afford a large car payment if we were approved. Has anyone out there been through this and/or knows if it's difficult to get approved for a car loan after a Chapter 13? What kind of interest rate can we expect if we are approved?
Answer
Your first stop should be a visit to http://www.lifeafterbankruptcy.com
This site has a lot of very useful information for people trying to recover after bankruptcy. They put out regular newsletters, and one of them does address this issue.
From a practical standpoint, if you offered 40% down and demonstrated that your income is secure and you have your budget under control, no sane car salesman is going to let you out the door.
Your first stop should be a visit to http://www.lifeafterbankruptcy.com
This site has a lot of very useful information for people trying to recover after bankruptcy. They put out regular newsletters, and one of them does address this issue.
From a practical standpoint, if you offered 40% down and demonstrated that your income is secure and you have your budget under control, no sane car salesman is going to let you out the door.
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