Friday, January 3, 2014

What is the setup with vehicle registration and insurance???

car registration info uk on Details about Personalised Car Registration ' V66 HAN'
car registration info uk image



The Truth


I'm coming to Oz to live soon and I need to know what I have to do to be fully legal with regards to owning a car.
Also what is the score with going from state to state (plates)



Answer
Tentofield as usual has the good answer. I will just add that Australian registration plates are issued for the life of the vehicle and are not changed every year. You only get new plates after losing one or both, de-registering the vehicle for a while or moving to another state or territory. When you pay registration fees and 3rd party personal insurance, you are issued with a sticker for the inside of the windscreen with the month and year of expiry on it. You can pay registration for a full year or just a few weeks. If you have to move a de-registered car from one place to another. even interstate. you can get a week's coverage to do it.

I would suggest you get 3rd party property insurance as well just in case you have an incident with a Rolls-Royce (or any other car). This is relatively inexpensive. Comprehensive insurance covers your vehicle as well. Shop around for the best prices, the state based motoring clubs, e.g. NRMA, RACQ, RACV etc offer a combination of good service and reasonable but not the cheapest rates. They will also insure your personal stuff and house in a different policy. Some of the really cheap insurers are reluctant to pay up, I hear.

Driver's licences are subject to an eye test, knowledge of the road rules and a driving test. An international driving licence is not good enough, but should be with a licence from your home country. US, UK, Canadian, South African, New Zealand licences and most western European licences (translated into English) are OK.

If you search "Driving in Australia" you will get a lot of useful info. The first three sites from Yahoo are listed below.

Accident advice please - car reversed into my car and drove away?




Q-Bytes


A person reversed into our car in a supermarket car park
yesterday. We saw it happen, but he just drove off. We
didnât have time to get details or the registration
number and bumper is dented on our car. What can we
do? Iâm so angry.



Answer
If you're in the UK, there's no point in calling the police, the accident wasn't on the public highway. It's possible the supermarket has CCTV coverage of that area, ask if you can view it - just maybe you can make out the number from that. Then pass that info on to your insurers and leave it to them to pursue him. Failing that, it's either a case of getting our insurance to deal with the damage and paying the excess yourself or just plain paying for it anyway.

I hate it when that happens and always try to park where I'm surrounded by cars that are clearly well cared for




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