Thursday, February 20, 2014

why is the Singapore dollar so strong?




bazbsg


When I look at what it costs to buy things in Singapore (SG) in SG dollars and compare that to what it costs to buy similar things in the USA with US dollars, I wonder why the exchange rate of the SG dollar is so strong. Housing, cars, groceries, restaurants, hotels, electronics all cost more in SG. I would have thought the exchange rate was basically a matter of the cost of goods in the different currencies. What other factors affect the exchange rate between currencies in general and what factors are making the SG dollar so strong in general?


Answer
Housing and cars are two things in Singapore you cannot compare to other countries. Because of its extremely small size, Singapore is very short of land, but the population is growing, so the property prices keep rising, which means that as time goes by, only the rich can afford private housing. About 75% of the population live in government subsidised housing. Also due to the lack of land space coupled with a dense population, the roads are clogged with traffic jams, so the govt slaps a very heavy charge to own a car, trying to drive down the car population. It costs a lot less to buy the same house or car in the US.

However other things are relatively cheap, like electronic goods and food (apart from expensive restaurants).

As to the exchange rate, perhaps this article would help:
http://community.nasdaq.com/News/2010-10/currency-wars-reach-singapore.aspx?storyid=42477

Do cold showers help keep skin moist?




The Maveri


Every time I take a warm or hot shower, my skin comes out very dry and itchy and my hair is dry and fragile.
I've heard that cold showers help retain the oils on your skin that keep them soft and moisturized.

So do cold showers help with that? What are your experiences?



Answer
Too much soaking in the sun, tub or pool ARE SKIN'S worst enemies.

Use warm water if you have dry skin.

Eating good healthy foods helps the skin heal, also. My hubby has high cholesterol, so he always like the sun and take a hot shower, 4-5x a week. But because of his good genes, his skin is never dry!
My hubby have been eating the same types of foods for 40 years, but I just avoid to eat less lean meats or fatty foods and eat more fresh fruits & veggies.

Google: FIVE FOODS TO EAT FOR BEAUTIFUL SKIN
All the vitamins & minerals you need for good skin care comes from all the healthy foods you eat from Mother Nature.

I also have Discoid Lupus - a skin disease my dermatologist told me caused from the sun, so I've been protecting myself by using blanket in the car, a wide brim hat, or umbrella when I'm outside.

As for your hair: heat & chemicals are hair's worst enemies.
Google: "Foods for Healthy Hair" http://www.foodforhealthyhair.com/ http://sg.news.yahoo.com/food-for-healthy-hair.html - or 10 Best Foods for Your Hair.
http://www.channelstv.com/home/2012/07/03/10-best-foods-for-your-hair/
NO MATTER which link you picked, they all suggest the same foods. Your hair may be the fastest-growing tissue in the body but, unlike the skin, it cannot repair itself. That is why getting the right balance of vitamins and proteins is imperative. Don't expect to look like you've stepped out of a hair commercial the day after you've changed your diet. It is likely to take at least three months before you actually see tangible results. Hair is dead, but hair also has electrical energy; the negative charge of damaged hair can lead to flyways and unruly hair.

Washing less often, builds the natural oil your hair needs, to get them smoother, shinier, silkier, softer. Man-made products are just temporary, until you wash them again, and at the same time washing off the natural oil your hair NEEDS. Hair products just absorb on your hair if they're dry, like a sponge.

Growing healthy hair doesn't come from a bottle or pills and hair products do not speed hair growth. Any hair oil, is another form to keep hair moisturized, nothing more. If you're in HS, your hair & nails should be growing normally, and as healthily as possible, since you're eating healthy foods. But when hair isn't growing as fast, it's because they've been tampered with: chemicals, hair straightening, etc. . .

Cutting your split ends yourself, spend 5-10 mins. on a sunny day so you can easily spot them, using a 2" scissors, cut strand by strand, section by section, allowing new growth to take over. Then 2x a year, get a good hair cut. This won't speed things up, but it will make the hair look healthier while it's growing. Even healthy hair like mine get them, due to normal brushing & styling. Hormonal changes can have a big effect on hair.




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